California Insurance Regulations January Update

Los Angeles Wildfire Survivors to Receive Free Debris Removal Program Support

January 30th, 2025 — Los Angeles County has launched cleanup efforts following the recent devastating wildfires. Insurance Commissioner Ricardo Lara announced that wildfire survivors will not face out-of-pocket costs for debris removal beyond their insurance coverage.

The state-led program ensures insurance proceeds remain dedicated to rebuilding homes. Homeowners must sign a “Right of Entry Form” to participate. Commissioner Lara emphasized the importance of maximizing insurance payouts for recovery.

Those opting for private debris removal may see those costs deducted from their insurance coverage, reducing funds available for rebuilding. Recent debris removal costs have exceeded $100,000 per property for those not using the free program.

The Department of Insurance has also mandated advance payments for policyholders with total losses to help speed recovery efforts.

To view the full announcement and for more information, click here.

Previous CDI communications about Insurance/ Insurance bill/ State Farm’s California Coverage Changes:
CDI Invitation to Workshop (November, 2024)
Mandatory Moratorium on Cancellations and Non-Renewals of Policies (November, 2024)
CDI Invitation to Workshop (March, 2024)
CDI Workshop Draft (March, 2024)
CDI Consumer Alert (March, 2024)
AB-2996 introduced by Assembly Member Alvarez
State Farm Pulls Out of California